Manifesting While Broke: My Honest Approach to Creating Abundance

How I learned to dream bigger, trust deeper, and manifest wealth—even with $23 in my account

💸 When Abundance Feels Out of Reach

Let’s get real.

It’s one thing to talk about manifesting money when your bills are paid, your fridge is full, and your bank account is comfy. But what about when you’re scraping by, counting quarters for gas, or whispering affirmations through tears in the shower?

I’ve been there. And not in a cute, aesthetic, “just skip Starbucks” kind of way.

I was broke—with kids, dreams, and a soul that knew there had to be more. But my reality? My reality screamed lack. And still, somehow, I began to manifest a new life. Not by pretending I wasn’t struggling—but by believing that even in the struggle, I was worthy of more.

This post is my honest approach to manifesting while broke—the messy, beautiful, powerful middle space where faith meets financial rock bottom.


The Wealth Flow Shift: When I Started Budgeting with Intention

Let me start with a plot twist: one of the most magnetic things I did to improve my money mindset wasn’t about visualization or affirmations. It was budgeting.

I know. That doesn’t sound sexy or spiritual. But hear me out.

Creating a clear, loving relationship with my money grounded my manifestation practice. Before I asked the Universe for more, I had to show I could manage what I had.

That’s why I built and now use The Wealth Flow Budget Planner—not just as a spreadsheet, but as an energetic tool. It helps me track every dollar with intention, gratitude, and purpose. It’s where practical meets powerful. And honestly? It changed the game.


🧠 Money Mindset vs. Magical Thinking

Let’s clear this up: Manifestation is not a magic trick. It’s not about pretending your account isn’t overdrawn. It’s not about toxic positivity. And it’s certainly not about spiritual bypassing financial reality.

Manifesting money while broke means:

  • Seeing beyond your current bank balance

  • Releasing shame around your financial past

  • Anchoring into belief, even when proof isn’t there yet

  • Taking aligned, courageous action despite fear

It’s not easy. But it is possible.


The Law of Assumption: Manifesting from Who You Already Are

One of the most transformative teachings I discovered was from Neville Goddard and his work on the Law of Assumption.

This principle doesn’t ask, “How do I get money?” It asks, “Who am I being?” Because when you assume a new identity—the version of you who is already abundant—you begin attracting experiences, ideas, and resources that align with her.

Even when I had less than $30 to my name, I started walking differently. Thinking differently. Speaking differently.

I didn’t wait to feel rich to act rich in spirit. I became the version of me who:

  • Prioritized her peace

  • Budgeted with joy, not shame

  • Said “no” to things that drained her

  • Celebrated small wins like gold medals

The money didn’t arrive overnight—but I arrived. And that changed everything.


🔁 Rewiring Scarcity: The Inner Work Behind the Outer Shift

Scarcity isn’t just a financial status. It’s a mindset. It whispers:

  • “There’s never enough.”

  • “I’ll always be behind.”

  • “Who do I think I am to dream bigger?”

And most heartbreakingly:

“I am not worthy of wealth.”

These beliefs are often inherited—passed down by generations who had to survive, not thrive. Rewiring them takes compassion, repetition, and awareness.

I started tracking these thoughts. Each time they came up, I challenged them. I journaled, meditated, and replaced them with empowering truths:

  • “There is always more where that came from.”

  • “Money loves me and flows to me freely.”

  • “I am the source of abundance.”

Every time I affirmed something new, I wasn’t lying to myself—I was rewriting myself.


🧘‍♀️ Nervous System & Manifestation: Why Your Body Has to Feel Safe to Receive

This was a breakthrough.

I used to affirm all day and still feel like I was drowning in anxiety. Why? Because my nervous system was stuck in survival mode.

Manifesting from fear is like trying to text the Universe with no service. Your mind is saying “abundance,” but your body is still bracing for struggle.

Here’s what helped me regulate:

  • Grounding breathwork before visualizations

  • Somatic journaling (“Where do I feel lack in my body today?”)

  • Safe containers—like a set grocery budget—that created predictability

  • Saying NO more often (protecting my energy became a spiritual practice)

You don’t need perfect vibes to manifest. You just need safety, honesty, and space.

📖 My Broke Manifestation Story (Spoiler: It Involved Plane Tickets)

At one point, I had under $50 in my checking account—and an email popped up about flights to Paris. Something in me knew I had to go.

I didn’t buy the ticket that day. But I visualized it every morning. I journaled, “I’m so grateful for my fully paid trip to France.” I made a Pinterest board. I used my Wealth Flow Budget Planner to cut expenses, stack savings, and track every dollar with reverence.

Three months later, I got a scholarship that covered airfare, housing, and spending money.

Coincidence? Maybe. But I call it divine alignment.


💬 Manifestation Affirmations for Real-Life Money Challenges

Here are some affirmations I still use, especially when the money feels tight:

  • “I am open to unexpected income in delightful ways.”

  • “It is safe for me to receive.”

  • “My bank balance is not a reflection of my worth.”

  • “Wealth is a mindset, and I practice it daily.”

  • “The Universe always provides for me.”

Say them. Write them. Put them on sticky notes if you have to. Speak to your future, not your fear.


🧘 Daily Practices for Manifesting While Broke

These are the grounding rituals that helped me co-create abundance without losing my mind:

  • Morning visualization: 5 minutes seeing, feeling, and affirming the life I desire

  • Daily check-in with my budget: Using my planner as a self-trust practice

  • Evening gratitude journaling: Especially for non-money wins

  • Movement & breathwork: To keep energy flowing and emotions released

  • Saying “thank you” when I pay bills: Yes, even the annoying ones


What I Learned Manifesting From Rock Bottom

  1. You can create beauty before you have excess. Light a candle, wear your favorite outfit, take yourself on a $5 coffee date.

  1. Budgeting is spiritual. Money wants structure. It thrives with attention.

  2. You don’t have to earn abundance—you already are it. You just have to remember.


🛠 Explore More from Sovereign Ambition

“I Am that I Am.” - I am someone who created wealth in her spirit long before it showed up in her bank account.

I am magnetic, even in my mess.

I am safe, I am provided for, and I am open to more.

So are you.

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